How to Use ProptyWise Insights
Master Property Investing with ProptyWise Insights
Use all 6 tools to find high-growth suburbs, compare opportunities, and invest with confidence.
What ProptyWise Insights helps you do
ProptyWise Insights is designed to help buyers, investors, and property professionals make more structured property decisions. Instead of relying on scattered notes or gut feel, the tool helps you research suburbs, screen markets, assess a property brief, test financial comfort, compare opportunities, run pre-purchase checks, and think more clearly about your next portfolio move in one place.
Research faster
Build a clearer view of suburb and property fit without starting every analysis from scratch.
Compare smarter
See where each suburb or property play has an edge based on your strategy, budget, and risk profile.
Decide with more structure
Move from suburb screening to financial fit, due diligence, and portfolio planning with a more consistent decision process.
Market Screen
Use this tab to shortlist or benchmark suburbs using a selected market metric.
What it does
It screens stronger or weaker suburbs based on the metric and timeframe you choose.
- Rental yield
- Price growth
- Vacancy and demand
Best use case
Best when you want to narrow down a suburb shortlist before deeper analysis.
- Top 10 or bottom 10
- Specific state
- Specific metric and timeframe
Example
Best 10 suburbs in NSW for rental yield over the last 12 months.
How to use it
- Select the state.
- Choose the performance metric.
- Select the property type if relevant.
- Choose the time period.
- Select Best 10 or Worst 10.
- Add your buyer lens.
- Add a budget band if needed.
- Set your risk tolerance.
- Run the market screen.
Property Intelligence
Use this tab when you want a report for a single suburb and a specific property brief.
What it does
It helps you understand whether a suburb suits the type of property you are considering.
- Buyer and tenant appeal
- Strengths and risks
- Strategy alignment
Best use case
Best when you already have a suburb in mind and want to test a property idea in that location.
- One suburb
- One property type
- One investment brief
Example
A 3-bedroom townhouse in Sutherland, good condition, with a budget of $900k to $1.1m.
How to use it
- Select the state.
- Enter the suburb.
- Choose the property type.
- Select the condition.
- Add bedrooms, bathrooms, and carspaces.
- Enter your budget range if relevant.
- Choose your strategy, hold period, and risk tolerance.
- Add focus notes if needed.
- Generate the report.
Financial Fit
Use this tab to pressure-test affordability, cash flow, and buffer position before you commit.
What it does
It helps you understand whether the deal feels financially strong, manageable, or stretched.
- Repayment comfort
- Cash-flow pressure test
- Buffer and risk review
Best use case
Best when you already know the likely purchase price and want to test whether it suits your finances.
- Owner-occupier or investor
- Known deposit and income
- Known or estimated rent and costs
Example
A purchase at $850,000 with a 20% deposit, a 6.19% interest rate, and a household income of $210,000.
How to use it
- Enter the purchase price.
- Select whether the buyer is an investor or owner-occupier.
- Add expected weekly rent if relevant.
- Enter your deposit.
- Add the interest rate, loan term, and loan type.
- Enter annual household income.
- Add other monthly loan repayments.
- Enter monthly living expenses.
- Add your available cash buffer.
- Include holding costs if known.
- Select your goal.
- Add scenario notes if needed, then run Financial Fit.
Compare
Use this tab to compare two or three suburb opportunities side by side.
What it does
It helps you see where each suburb or property play is stronger for your specific goals.
- Side-by-side comparison
- 2-way or 3-way assessment
- Strategy-based recommendation
Best use case
Best when you already have two or three shortlisted options and want to decide between them.
- Suburb A vs Suburb B
- Optional Suburb C
- Compare by budget and property type
Example
Compare Sutherland vs Epping, or compare Sutherland vs Epping vs Orange.
How to use it
- Enter suburb, property type, and budget for Suburb A.
- Enter suburb, property type, and budget for Suburb B.
- Add Suburb C if you want a 3-way comparison.
- Choose your primary strategy.
- Choose your hold period.
- Set your risk tolerance.
- Run the comparison.
Due Diligence
Use this tab when you want to pressure-test a real property before moving forward.
What it does
It helps you review pricing logic, likely risks, and practical red flags before buying.
- Check red flags
- Review price and rent assumptions
- Support a clearer buying decision
Best use case
Best when you already have a real property or listing in mind and want a practical pre-purchase screen.
- Property already identified
- Real asking price
- Risk-focused review
Example
A 2-bedroom apartment in Sutherland at $1.05m with estimated rent of $760 per week.
How to use it
- Select the state.
- Enter the suburb or location.
- Add address or listing notes if available.
- Select property type and condition.
- Enter the asking price.
- Add estimated weekly rent if known.
- Add property details like bedrooms, bathrooms, and carspaces if relevant.
- Choose your primary strategy.
- Set your risk tolerance.
- Run the due diligence check.
Portfolio Strategy
Use this tab to assess whether a purchase is the right next move for your broader property plan.
What it does
It helps you think beyond one deal and assess fit, diversification, sequencing, and next-step logic.
- Next-move clarity
- Growth vs yield balance
- Portfolio-level decision support
Best use case
Best when you want to decide whether this purchase improves your broader strategy, not just whether the deal looks good on its own.
- First property or expanding portfolio
- Need diversification or sequencing guidance
- Want a clearer next-step view
Example
An investor with one Sydney property considering a second purchase in Adelaide for diversification and better yield.
How to use it
- Select your current portfolio size.
- Choose your main goal.
- Enter your target budget.
- Select the target property type.
- Add your preferred market or state if relevant.
- Set your risk tolerance.
- Choose your time horizon.
- Select your borrowing comfort.
- Add your current portfolio profile if relevant.
- Enter your cash buffer or liquidity position.
- Add context notes if needed.
- Build the portfolio strategy report.
Key terms explained
These are the main fields used across the six tabs and what they mean.
State
The Australian state or territory for the suburb or property.
Suburb / Location
The suburb you want to assess. Be as specific as possible.
Property Type
The type of dwelling, such as house, townhouse, apartment, unit, villa, or land.
Condition
The property’s current state, such as new, good, renovated, or needs renovation.
Bedrooms / Bathrooms / Carspaces
The dwelling configuration used to assess appeal, demand, and fit.
Budget Range / Budget Band / Target Budget
The price range you want to target, compare within, or buy within.
Strategy / Buyer Lens / Goal
Your main objective, such as capital growth, rental yield, balanced, or low risk.
Hold Period / Time Horizon
How long you plan to hold the property or how long your strategy is intended to run.
Risk Tolerance
How much risk you are comfortable taking.
Focus Notes / Scenario Notes / Context Notes
Extra priorities or circumstances such as school catchment, transport, one rate rise buffer, diversification needs, or a future purchase plan.
Performance Metric
The main ranking metric used in Market Screen, such as rental yield or price growth.
Time Period
The timeframe used to assess the selected metric.
Best / Worst
Whether you want the strongest or weakest suburbs for the selected screen.
Asking Price / Purchase Price
The purchase price or expected buy-in price for the property.
Estimated Weekly Rent / Expected Weekly Rent
The estimated weekly rental income for the property.
Deposit
The cash contribution toward the purchase, usually entered as a dollar amount or percentage.
Interest Rate
The loan rate used to estimate repayments and borrowing pressure.
Loan Term / Loan Type
The loan duration and repayment style, such as Principal & Interest or Interest Only.
Annual Household Income
The total annual income used to assess affordability and repayment comfort.
Other Monthly Loan Repayments
Other debt commitments that affect cash flow and borrowing comfort.
Monthly Living Expenses
Your regular household spending used to assess affordability.
Available Cash Buffer / Liquidity
The extra funds available to handle vacancies, repairs, rate rises, or other unexpected costs.
Holding Cost Estimate
Expected monthly ownership costs such as rates, insurance, strata, or maintenance.
Portfolio Size
How many properties you already own, which helps frame the next strategic move.
Portfolio Profile
Whether your current holdings are mostly growth-focused, yield-focused, balanced, or concentrated.
Borrowing Comfort
How comfortable you are with taking on more debt, from conservative to stretch but manageable.
Preferred Market
The area or state you want to focus on, such as Adelaide, SEQ, or Western Sydney.
Suggested workflow
Recommended process
A simple way to use the full tool from early research through to final checks.
- Start with Market Screen to shortlist suburbs.
- Use Property Intelligence to test suburb and property fit.
- Use Financial Fit to check repayment comfort, cash flow, and buffer position.
- Use Compare to assess multiple options side by side.
- Use Due Diligence before making a final decision on a real property.
- Use Portfolio Strategy to check whether the purchase suits your broader long-term plan.
Important note
ProptyWise Insights is designed to support decision-making, not replace formal financial, legal, valuation, building, pest, lending, or tax advice. Use it alongside your own research and due diligence.
Ready to use ProptyWise Insights?
Access the tool and start researching suburbs, screening markets, testing property fit, checking financial comfort, comparing opportunities, running due diligence checks, and planning your next move.
Structured property decision support for smarter buying and investing.